As you hear, No credit history required! Start your tomorrow. Their pre-approval process is quick, easy, and won't impact your credit score. See if you are eligible today, click the link below!
You are worth more than just a number (a.k.a. an arbitrary credit score). We conduct individualized assessments based on financial history and other sources and use our proprietary algorithm to determine your credit worthiness.
No fees & 0% APR.
Our goal is to help you build a credit score and save money. That’s it! So there are no fees and 0% APR.
Build your credit score.
Through consistent on-time payments, your credit score will grow. Tomo has set up a 7-day auto pay to maximize this cycle and increase the rate in which your credit score can improve.
You will get 1% cashback on all your purchases.
Customizable credit limit.
Since we do not rely on a credit score to determine your credit limit, we have the flexibility to update your credit limit in real time! Credit limits range from $100 - $10,000.